The Subaru Motors Finance Promise

Subaru Motors Finance Logo

For more than 20 years, Subaru Motors Finance has proudly served retailers like you with customized products and services. Our experienced team has a long history of dedication to helping you retain loyal customers and focus on business growth.

Backed by the power of Chase, Subaru Motors Finance has unique retailer solutions and benefits. Our resources provide you with the confidence to do what you do best– closing deals– knowing Chase is behind you and your customers.

The Chase Advantage

Commercial Services

At Chase, we take our relationship with Subaru Retailers seriously and are committed to providing solutions designed to help grow your business. With strategies and solutions for every market cycle, Chase provides the programs and guidance to help Subaru retailers capitalize when opportunities present themselves. Put the power of Chase and our commercial bankers to work developing customized solutions for your business. Whether you’re planning to expand, renovate, acquire or simply grow, Chase offers products to meet your commercial banking needs. Here’s what we have to offer:

Commercial services include:

  • Floorplan solutions
  • Real Estate Financing for construction, renovation, or expansion
  • Treasury management
    • Dedicated Auto Treasury team
    • Branch network in all lower 48 U.S. continental states
    • State-of-the-art technology that meets the challenges of today

Subaru Captive Financing benefits include:

  • SMF Rewards Program– especially our Enhanced Rewards Program
  • 60-day interest-free financing off-lease units
  • Floorplan insurance coverage from a major insurance provider
  • Subaru Service loaner program
  • Introductory treasure promotion
    • Additional interest offer on average daily balances

Vehicle Remarketing

Chase has designed its remarketing process to provide a best-in-class customer experience that includes retailers as a key participant. With strategies and solutions for every market cycle, Chase provides the programs and guidance to help Subaru retailers capitalize on the opportunities present. Our focus is not only on helping you grow your used car business via the Chase lease return portfolio, but also your new car lease business through optimized lease trade cycle management strategies.

  • Class-leading Excess Wear and Use policy
  • Industry experts dedicated to helping you
  • Lease trade cycle management strategies
  • Promoting brand loyalty
  • Lease turn-in and trade-in flexibility
  • Pipeline for your CPO / Used inventory needs


We collaborate with Subaru of America to build awareness and loyalty for Subaru vehicles through evolving marketing strategies to meet business objectives and maximize results. Chase is uniquely positioned to identify the right audience, promote the Subaru brand, nurture leads and drive customers to retailers. We leverage a private label marketing curriculum to attract new customers and then maintain engagement with lifecycle communications and finance tools.

  • Promote Subaru Across Chase-owned assets
  • Customer Engagement & Loyalty Marketing
  • Conquest & Awareness Brand Amplification through omni-channel communications
  • Deliver various Lead Sources directly to your Lead Management System
  • Construct audience personas via credit and debit transactions leveraging spend behavior across over 69 million Chase households

Want to learn more or discuss?

Enter your info below and your SMF Relationship Manager will schedule time to discuss how we can help grow your business.

The tradename Subaru Motors Finance (SMF) is owned by Subaru of America, Inc. (Subaru) or its affiliates and is licensed to JPMorgan Chase Bank, N.A. (Chase). Subaru is solely responsible for its products and services and for promotional statements about them and is not affiliated with Chase or its affiliates. Auto finance accounts are owned by Chase and are subject to credit approval, terms, and conditions.

JPMorgan Chase Bank, N.A. Member FDIC
©2023 JPMorgan Chase & Co